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Remittance Justice Campaign

Our Remittance Justice Campaign aims to reduce the fees charged by big banks and remittance providers like Western Union and Moneygram.

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Micro Finance Campaign

Our Micro-Finance Campaign aims to demonstrate that micro-finance has been a failed model for economic growth and poverty reduction in the developing world.

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Latest News

Oldest shelter operated by ACORN India and a year ago we were operating it only for the winter in tents for some of our rickshaw drivers and other workers.

Now, like the rest, there is hard siding, solar panels, better restroom facilities etc. We participated in an action today for better electric capacity since the panels hardly power one fan.

The workers come in at the end of their labor, usually around 11 pm and are up and out right after dawn. In the mornings we read the paper out loud.
















Delhi Projects, a permanent shelter managed by ACORN India at Delhi Gate, near Old Delhi & Red Fort.  Capacity 100 people. It was a former matrimonial center.











ACORN India homeless shelter called Azmeri Gate.  This Shelter is located not a kilometer from the Delhi Civic Center which is the city hall in central Delhi.  Holds 50 men as a night shelter.  The book they are holding is the registration book required of all every day. We also sign up members in the shelters among our informal workers.













Associated Dearest, dearest associated

Article 3 completes 1 year!

On June 7, 2011 came into force on Leg 23 and Article 3 therein and paragraphs 8 & 9, which gave 'the' to our national campaign against rents in black.
After a summer training and official launch on Sept. 12, we recorded and taken assistire many people throughout Italy, from Turin to Bari, from Palermo to Bolzano from Naples to Florence to Rome to dozens of other centers, medium, small and very small.

This newsletter is our brief to celebrate the first birthday of this great revolution in small-and thank you for your confidence and of course we do together, remembering also that our homes are part of a house and cause even bigger, and battles always different and always new, but under one big roof of ACORN International.

Every month, each week you are always more than the previous, and this fills us with joy, than to give us strength, and we thank you from my heart. By now even the top institutions and the media more relevant as the first national channel RAI 1 and one of the largest national news agency Adnkronos dealing with us ( = 33) and it certainly shows no signs of slow, quite the contrary.

All this is proof that the battle is just and the revolution is great.
How to love again, until you will not be alone with us, in any way.

This is it, and it is so we do not want 'bother' in addition to this tour but give you a group hug loud and clear.
And stay tuned on the website and facebook and spread the word: you are our greatest strength.
thanks again & always in

ACORN Italy / acornitaly
Skype: acornitaly

Square of the Salesian University, 77
00139 - Rome

Carissima associata, carissimo associato

l'articolo 3 compie 1 anno!

Il 7 giugno 2011 entrava in vigore il D.lgs 23 e in esso l'articolo 3 e i commi 8 & 9 che hanno dato il 'la' alla nostra campagna nazionale contro gli affitti in nero.
Dopo una preparazione estiva e dal lancio ufficiale il 12 settembre scorso, abbiamo registrato e preso ad assistire tantissime persone in tutta Italia, da Torino a Bari, da Palermo a Bolzano, da Napoli a Firenze a Roma a dozzine di altri centri medi, piccoli e piccolissimi.

Questa nostra breve newsletter è per celebrare il primo compleanno di questa piccola-enorme rivoluzione e ringraziarvi della fiducia accordataci e del percorso che facciamo assieme, ricordandovi altresì che le nostre case fan parte di una casa e di una causa ancora più grandi, e di battaglie sempre diverse e sempre nuove ma sotto l'unico grande tetto di ACORN International.

Ogni mese, ogni singola settimana siete sempre più della precedente, e questo ci riempie di gioia, oltre a darci forza,e di questo vi ringraziamo dal profondo del cuore. Ormai anche le massime istituzioni e i media più rilevanti come il primo canale nazionale Rai 1 e una delle maggiori agenzia stampa nazionali Adnkronos si occupano di noi ( ) e la cosa non accenna certo a frenare, anzi, al contrario.

Tutto questo è la dimostrazione che la battaglia è giusta e la rivoluzione è grande.
Come amiamo ripetere, finchè sarete con noi non sarete soli, in alcun senso.

Questo è quanto, ed è tanto: non vogliamo 'disturbarvi' oltre a questo giro ma darvi un abbraccio collettivo forte e chiaro.
E continuate a seguirci sul sito e su facebook e a diffondere la voce: siete la nostra più grande forza.

grazie ancora & a sempre


Skype: acornitaly

Piazza dell'Ateneo Salesiano, 77
00139 - Roma

Check out these videos of ACORN India's Dharavi Rocks project on MTV! 

They are called Sound Trippin.


Scrap Rap

Sneak Peek

Dharavi Promo

A Costly Money Migration from Ottawa Citizen 

The Ottawa Citizen May 31, 2012

On Thursday, NDP MPP Jagmeet Singh introduced a private member’s bill in the Ontario legislature that deserves careful consideration from all parties. It would ensure that people in Canada won’t pay prohibitive fees to send small amounts of money overseas.

In general, the NDP instinct to solve the world’s problems by telling private businesses what they can and can’t do should be discouraged. But in this case, there’s a compelling argument for regulation.

International money transfers — also called remittances — are a bulwark against poverty. The World Bank estimates that $483 billion in remittances flowed in 2011, of which $351 billion went to developing countries. This is money that goes directly to people, bypassing governments. It’s more money than flows through foreign aid, it’s voluntary rather than taxed, and it’s resilient to political and economic cycles.

As migration plays an ever greater part in the labour market, there is great potential for remittances to improve the lots of families all over the world.

But there’s a big inefficiency in the system: fees and exchange-rate costs. According to a database maintained by the World Bank, if you’re in Canada and want to send $200 to family in Rwanda via Western Union, you’ll pay a fee of $16 and lose about 1.5 per cent on the exchange-rate margin, for a total cost of about $19.

The World Bank says the average cost of remittances in Canada is slightly more than 10 per cent, higher than both the global and G8 averages. Singh’s bill would cap fees at five per cent. The cost now varies by company, method of transfer and recipient country, and it’s worth noting that many fees are below five per cent already. But some aren’t.

The best way to drive costs down is to encourage competition. For some recipient countries, new players and technologies have led to better prices. For others, there’s an oligopoly and high prices. It seems unlikely that the most punitive fees will come down without regulation.

In 2009, the G8 vowed to bring global costs for remittances down to five per cent by 2014. Market-based approaches, such as greater transparency in fee structures, are crucial to this effort. But they haven’t brought fees down very far.

There could be unforeseen consequences to a cap on fees. The most reliable transfer companies could get out of the business for some corridors. Or they could try to make up costs by raising some fees that are currently under five per cent.

Legislators should consider these risks before passing the bill, but a cap of five per cent seems unlikely to have widespread dire consequences. We regulate other financial fees and interest rates. Remittance fees are particularly damaging because these tend to be small, frequent payments, destined for people who need every cent.

Ottawa Citizen
© Copyright (c) The Ottawa Citizen

All Ontario Parties Should Support Cap on Remittance Payments from Toronto Star

jagmeet_singh_tor_star_june_2_2012Members of Ontario’s legislature have a chance to take a small but important step toward preventing some of the most vulnerable workers in the province from being ripped off. They should seize the opportunity.

It comes in a private member’s bill introduced last week by Jagmeet Singh, the New Democrat MPP for Bramalea-Gore-Malton. Singh’s bill would limit the fees charged to migrant workers and immigrants who send money back to extended family in their home countries. All parties should get on-board with this measure.

Remittances, as they’re known, involve the transfer of hundreds of billions of dollars every year around the world. The World Bank says remittance payments amounted to $501 billion U.S. last year; $372 billion of that went to developing countries.

This is far more than all the official foreign aid ($133 billion last year, as calculated by the Organization for Economic Co-operation and Development), and amounts to a big chunk of the national income of some poor countries. Even more important, it goes directly to people — not through government officials who may skim off a share or manipulate it for political reasons.

There’s a big catch, however, for many of the hard-working migrant workers and immigrants who wire money home. Fees can be hefty, to say the least. A recent survey by ACORN, a national advocacy group that is campaigning on the issue, shows it can cost as much as $40 to transfer $100 abroad, depending on the destination and speed of service. The average cost of remittance services in Canada is just over 10 per cent of the amount transferred, according to the World Bank.

Singh’s bill would cap remittance fees in Ontario at 5 per cent, and require companies like Western Union and MoneyGram to disclose any other costs or exchange fees. The 5 per cent figure is the same as that recommended by the World Bank and by the G8 group of countries, which in 2009 pledged to bring remittance costs worldwide down to that level by 2014.

No other province caps remittance fees, but the idea is no different in principle from limiting the interest charged on payday loans to prevent low-income earners from being gouged. Ontario did that in 2008.

All parties at Queen’s Park should back Singh’s bill. It would be an excellent step toward helping out some of the hardest working and most deserving people among us.

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